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Brighid McCarthy
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Majadiliano
Methali

A penny saved is a penny earned

Jiunge
au ingia
Ili kupiga KURA kwa Methali ya Mwezi
Kura
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Iliharirishwa miezi 5 iliyopita
by
Brighid McCarthy
View this proverb in Swahili
Kuokoa mia ni kuingiza mia
A penny that stays in your pocket can be used for another purpose. It could be used to buy something else, or you could lend or invest it to yield more money in the future. In economics, this principle is called "opportunity cost". When we spend money or time on one thing, we also lose the opportunity to use it for something else.

This proverb is usually attributed to Benjamin Franklin, but he did not originate it, nor did he use the exact phrase. Similar versions of the proverb appear in earlier sources. For example:
A penny spar'd is twice got.
- Outlandish Proverbs by George Herbert (1640) 

In Poor Richard's Almanac (1736), Benjamin Franklin quotes the proverb and explains it well:
Necessary Hints to Those That Would Be Rich
The use of money is all the advantage there is in having money. For six pounds a year [interest] you may have the use of one hundred pounds [a loan], provided you are a man of known prudence and honesty.
He that spends a groat [4 pence] a day idly spends idly above six pounds a year, which is the price for the use of one hundred pounds.
He that wastes idly a groat's [4  pence] worth of his time per day, one day with another, wastes the privilege of using one hundred pounds each day.
He that idly loses five shillings' worth of time loses five shillings, and might as prudently throw five shillings into the sea.
He that loses five shillings not only loses that sum, but all the advantage that might be made by turning it in dealing, which by the time that a young man becomes old will amount to a considerable sum of money.
Again, he that sells upon credit asks a price for what he sells equivalent to the principal and interest of his money for the time he is to be kept out of it, therefore, he that buys upon credit pays interest for what he buys, and he that pays ready money might let that money out to use, so that he that possesses anything he has bought pays interest for the use of it.
Yet in buying goods it is best to pay ready money, because he that sells upon credit expects to lose five per cent by bad debts; therefore he charges on all he sells upon credit an advance that shall make up that deficiency. Those who pay for what they buy upon credit pay their share of this advance. He that pays ready money escapes, or may escape, that charge.
"A penny saved is twopence clear;
A pin a day's a groat a year."

So, next time you think about spending money or time on something, ask yourself what the opportunity cost might be. If you didn't spend it, could you lend it to someone else? Could you pay off your existing debts? Could you invest in something that might bring a larger profit in the future?

Marejeleo
Outlandish Proverbs by George Herbert (Explained and Translated to modern English)
Origin and meaning of the proverb (Snopes) (Grammarist) (Forbes) (Wiktionary)

You might enjoy Mark Twain's satirical criticism of Franklin:
[Benjamin Franklin]'s maxims were full of animosity toward boys [whose fathers had read Franklin’s pernicious autobiography]. Nowadays a boy cannot follow out a single natural instinct without tumbling over some of those everlasting aphorisms and hearing from Franklin, on the spot. If he buys two cents’ worth of peanuts, his father says, “Remember what Franklin has said, my son—‘A groat a day’s a penny a year,’” and the comfort is all gone out of those peanuts. If he wants to spin his top when he has done work, his father quotes, “Procrastination is the thief of time.” If he does a virtuous action, he never gets anything for it, because “Virtue is its own reward.” And that boy is hounded to death and robbed of his natural rest, because Franklin said once, in one of his inspired flights of malignity:
Early to bed and early to rise
Makes a man healthy and wealthy and wise.
As if it were any object to a boy to be healthy and wealthy and wise on such terms.

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Methali zaidi
Roma haikujengwa kwa siku moja

Je, una ndoto kubwa?

Ndoto ambayo huwezi kuitimiza peke yako? Labda hata ambayo haiwezi kukamilika katika kizazi kimoja?

Kuna makanisa ya kigothi barani Ulaya ambayo yalichukua zaidi ya miaka 600 -- zaidi ya vizazi 20 -- ili kukamilisha ujenzi!

Ingawa Piramidi kubwa zaidi ya Giza imejengwa kwa kasi (ndani ya kizazi kimoja), ila pia ilichukua makumi ya maelfu ya watu.

Nchini Tanzania, Msikiti Mkuu wa Kilwa Kisiwani ulijengwa katika karne za 11-14, ukajengwa upya baada ya tetemeko la ardhi, na uliendelea kufanyiwa ukarabati hadi karne ya 18. Ulitajwa pia miaka ya 1300 na msafiri Ibn Battuta. (Je ulijua unaweza kuona Kilwa Kisiwani kupitia "ziara ya mtandaoni" yaani 3D Virtual Tour? Ona kiungo chini kwenye "Rasilimali")

Maajabu ya dunia, ya kisasa na ya kale, yalianza kama ndoto kubwa, ndoto ambazo zilichukua vizazi vingi kutimiza. Kila kizazi kiliendeleza kazi ya zamani na pia walitoa mchango wao kwa kubadilisha mipango ya siku zijazo. 

Hivyo bhasi, kama unajaribu kufanya jambo kubwa -- jambo ambalo hakika litabadilisha ulimwengu - usitarajie litafanyika kwa siku moja. Na usijaribu kuijenga peke yako. 

Methali Zinazohusiana:


 Kiswahili:
Ukitaka kwenda haraka, nenda peke yako, ukitaka kwenda mbali, nenda na wenzako

Kifaransa:
Rome ne fu[t] pas faite toute en un jour
Kutoka kitabu cha Li Proverbe au Vilain kilichochapishwa takriban mwaka wa 1190
Kifaransa cha kisasa: Rome ne s'est pas faite en un jour
Maana yake: Roma haikujengwa kwa siku moja

Kichina:
冰凍三尺，非一日之寒
Mita ya barafu sio kwa sababu ya siku moja ya baridi

Kigaelic
Chan ann leis a’ chiad bhuille a thuiteas a’ chraobh
Sio pigo la kwanza linaloangusha mti
...

Picha: Shukran kwa Zamani Project waliounda ziara ya mtandaoni ya Kilwa Kisiwani!

Iliharirishwa miezi 5 iliyopita
by
Brighid McCarthy
One man's trash is another man's treasure
What one person throws away may be useful and valuable to someone else.

This saying is often used to describe either the diversity of human preferences or to express optimism that humans are quite creative when it comes to repurposing or recycling what other people throw away.

For example, entrepreneur Gibson Kiwago, founder of WAGA Tanzania, recycles old laptop batteries to power homes and businesses in Tanzanzia. Check out our E-Waste Reading List!

The notion that people subjectively assess quality has been around a long time. The saying derives from a 17th century proverb:
One man's meat is another man's poison.

Have you ever seen value in something that someone else threw away?
...
Iliharirishwa miezi 5 iliyopita
by
Scott M
A good thing sells itself, a bad one advertises (Chema chajiuza, kibaya chajitembeza)
Compare this simple, humble basket of fruit with a bag of lollipops. The fruit is ripe, juicy, packed full of vitamins -- it just sells itself. The lollipops, on the other hand, scream for our attention with explosive slogans and neon colors. But underneath the shiny packaging, it's really just plain sugar with some food coloring and artificial flavors.

Like other primates, humans find fruit attractive because it gives us energy and nutrition. Candy gives us energy, but it doesn't give us real nutrition. It just does a very clever job pretending to be fruit. Don't fall for it!

A good thing doesn't need to advertise, because quality speaks for itself. As the economists would say, demand exceeds supply.  Many advertisements seems to promise us happiness, beauty, love, wealth or respect. But ask yourself, does the ad promise more than the product can really deliver? Coca-Cola isn't a love potion.

This proverb reminds us of the enduring value of true quality and competence over flashy appearances. It's often used to express skepticism about a person who brags or praises themselves excessively.

We should all strive to be more like the basket of fruit: simple, authentic and good. These qualities will draw other people to you — at least the kind of people who understand that “chema chajiuza, kibaya chajitembeza”

Related proverbs:
Don't judge a book by its cover.
Appearances are deceiving.
All that glitters is not gold 
 高嶺の花  Hana yori dango - Dumplings over flowers

...
Iliharirishwa miezi 5 iliyopita
by
Brighid McCarthy
2
It takes two to tango
This proverb means that there are some things you can't do alone. The tango is dance for two people, so you can't dance the tango alone.

The proverb comes from a 1952 song It Takes Two to Tango:
You can sail in a ship by yourself,
Take a nap or a nip by yourself.
You can get into debt on your own.
There are lots of things that you can do alone.
But it takes two to tango, two to tango...
- It Takes Two to Tango (1952, Al Hoffman, Dick Manning and Pearl Bailey) - Check out the sources to listen to the original recording!

This proverb has many different meanings that you can apply in your daily life and relationships.  There are lots of things in life that require more than one person: It takes two people to cooperate, to make a bargain or to engage in a fight. You may really want to dance with someone, but if they don't want to dance with you, it's better to move on.  Similarly, if you're in a fight, consider how your own behavior might be contributing to continuing the fight. A dance isn't about being perfect, it's about being in time with your partner and enjoying the experience. 

Similar proverbs from Africa:
Egyptian (Arabic):
ايد لوحدها ماتسقفش‎
One hand can't clap

Swahili:
Bila mtu wa pili ugomvi hauanzi
Without a second person a quarrel cannot start

Kidole kimoja hakiuwi chawa
One finger doesn't kill a louse

...
Iliharirishwa miezi 5 iliyopita
by
Brighid McCarthy