A Certified Financial Planner (CFP) is a professional who helps individuals and businesses plan for their financial futures. CFPs take into account an individual's or family's current financial situation and goals to create a comprehensive plan for managing finances. Through this financial planning, CFPs are able to make objective recommendations to their clients based on their individual needs. They provide advice on savings, investments, insurance, taxes, retirement, and estate planning. Many people enjoy being a Certified Financial Planner because it allows them to help people make smart decisions with their money. CFPs provide an important service that can help people build financial security and achieve their long-term goals. Additionally, CFPs often have a great degree of autonomy over their own work schedule since they often work independently or within small teams.