A Credit Analyst is responsible for evaluating an entity's creditworthiness. This role typically includes researching, analyzing, and monitoring an entity's financial data as well as reviewing an entity's current and past financial transactions to determine their suitability for credit. Credit analysts are also responsible for the quality review of credit applications and ensuring credit decisions are made in accordance with controls and policies. People enjoy the job of Credit Analyst as it can be highly analytical, offering knowledge and insight into financial matters. The work also requires using financial data to draw meaningful correlations and conclusions, giving credit analysts a chance to use their problem solving and analytical skills. As a result, being a Credit Analyst can be a great career path for those interested in finance and data analysis.